Taking into consideration Insolvency? Hire the best lawyer for your Bankruptcy defense.
Bankruptcy law allows debtors, An bankrupcy attorney, that are incapable or partly unable to pay superior financial obligations, to clear themselves of these financial obligations and also get a new beginning. Both government and state regulations can influence a borrower looking for to file for insolvency, and also an attorney can aid you comprehend how state as well as federal bankruptcy laws relate to you.
A bankruptcy lawyer can help – If you are having problem with high debt, obtaining telephone calls from lenders or collection companies, or encountering repossession, garnishment of incomes, or repossession of property, filing for bankruptcy may give you with solutions. Many bankruptcy attorneys will guide you thru the process, many law offices have expert attorneys in the matter.
When hiring a lawyer for Insolvency attorneys supply legal advice and also services during an economic crisis. In overall, there are six different kinds of bankruptcy. For persons seeking financial obligation alleviation, one alternative is Chapter 7 personal bankruptcy, which attends to liquidation of the debtor’s non-exempt possessions. An additional preferred alternative for people is Chapter 13, which permits management and decrease of debt via settlement plans. Companies and also collaborations submitting for insolvency frequently select to submit under Chapter 11, which offers monitored reconstruction of the company.
Experienced lawyers for insolvency counsel can assist you assess whether you must pursue an insolvency as well as the Chapter under which to file. Insolvency lawyers can also help finish bothering call from debt collection agencies as well as evaluate readily available lawful choices when dealing with a residence repossession.
Get help from a compassionate attorney who wrote the book on freedom from debt, many lawyers can help you, many law firms charge a hefty fee.
Edward N. Port is an attorney with 24 years of experience in the practice of law, including working as a prosecutor and representing major credit companies. For the past 17 years, Ed Port has devoted his practice exclusively to helping consumers protect their assets, stop creditor harassment and find a way out of debt through solutions such as bankruptcy and loan modification. Navigating the rough waters of credit and debt can be treacherous. The Port Law Firm is YOUR port in the storm.
When you hire The Port Law Firm for help with your legal issue, attorney Ed Port will meet with you personally. Mr. Port oversees your case from beginning to end, and you can get in touch with him whenever you need him. You can expect that your case will go smoothly, with positive results and an outcome you can be happy with. Contact our West Palm Beach & Port St. Lucie bankruptcy lawyers for help with any of the following:
- Get Free of Debt with Chapter 7 attorney–Debtors who qualify for Chapter 7 can rid themselves of out-of-control credit card debt and mindboggling medical bills. With a thorough understanding of the Florida bankruptcy exemptions, The Port Law Firm can help you obtain a no-asset bankruptcy, meaning a comprehensive discharge of unsecured debt without having to sell off any of your property.
- Adjust Your Bills in Chapter 13 – Consumers who do not qualify for Chapter 7, or who need help hanging on to a home, car or other important property, can benefit from a Chapter 13 debt adjustment. If you have a steady income, a Chapter 13 plan can reorganize your debts into a monthly payment you can afford and put you on a path to financial freedom in as little as three or five years.
- Stop Foreclosure and Save Your Home – If you are falling behind on your mortgage payments, even if you are in default and foreclosure proceedings have already begun, our attorneys can stop a foreclosure in its tracks and work to find a solution that helps you keep your home, such as removing a second mortgage or obtaining a loan modification that results in a realistic payment you can afford. When keeping the house doesn’t make financial sense, we find a solution that lets you walk away from the home while keeping a foreclosure off your credit report.
- Asset Protection – You work hard all your life to build a secure financial picture for your family and their future. Unfortunately, a lawsuit can come at you from any direction – an auto accident, business litigation, a slip and fall on your property – and can threaten to wipe out everything you have worked so hard to create. Our asset protection practice employs a variety of strategies tailored to meet your particular needs and circumstances.
Contact Our Experienced Lawyer in West Palm Beach & Port St. Lucie Bankruptcy Lawyers Today
Giving clients access to our attorney and staff are a priority for us at The Port Law Firm. Evening appointments are available as needed, and Spanish-speaking services are available for your convenience. We offer a free initial consultation along with a variety of payment options, including payment plans and low flat fees. Call us today at 561-721-1212 in West Palm Beach or 772-323-2320 in Port Saint Lucie to solve your credit problems and take control of your debt. We look forward to hearing from you and helping you to become debt free.
Call Today for a Free Bankruptcy Attorney consultation! 561-258-9386
Bankruptcy Attorney Services we offer in Florida:
Our Lawyers Practice areas
- Bankruptcy Attorney
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Asset Protection
- Creditor Harassment
- Debt Lawyer
- IRS Debt Attorney
- Loan Modification Lawyer
- Student Loan Debt Lawyer
Bankruptcy Lawyers Areas We Serve in Florida
Boca Raton | Boynton Beach | Delray Beach | Lake Worth | Palm Beach Gardens | West Palm Beach | Atlantis | Belle Glade | Greenacres | Lake Worth | Pahokee | Palm Beach Gardens | Riviera Beach | South Bay | Westlake | Fort Pierce | Port St. Lucie | Towns | St. Lucie Village | Tradition | Fort Pierce North | Fort Pierce South | South Hutchinson Island | Indian River Estates | Lakewood Park | River Park | White City | St. Lucie County | Palm Beach County
Attorney-Client Privilege For Transactional AttorneysIf you're considering filing for bankruptcy in Florida, you may be confused regarding which type is right for you? There are three different kinds of bankruptcy, Chapter 7, Chapter 13, and Chapter 11. Each is designed to offer relief from creditors to those who are filing, and each has specific rules and regulations that are used to define who may utilize which.Chapter 7With Chapter 7 bankruptcy, those who file are able to discharge all unsecured debts, such as those related to credit cards, medical bills, and personal loans, while protecting property from creditors that the court considers to be exempt. Property that is exempt includes their home, primary motor vehicle, and personal possessions.Taxes, mortgages, car payments, and other such debts are not forgiven under Chapter 7, and debtors may still lose their car or home if they do not make timely payments. In order to file for personal bankruptcy under Chapter 7, the debtor must qualify by undergoing a means test or meeting certain financial criteria. A qualified bankruptcy attorney can explain the process to you and help you determine if you qualify for Chapter 7.Chapter 13Chapter 13 is the other form of personal bankruptcy. If you don't meet the means test for Chapter 7, then chances are if you have crushing debt that you can qualify under Chapter 13. Chapter 13 allows debtors to pay creditors on a schedule created by the debtor and approved by the court.Under Chapter 13, the person filing for bankruptcy will usually pay a certain percentage of their debt off and will have the rest forgiven. The court normally gives the debtor from three to five years to take care of their bills. After that, all debts, whether they are paid or not, are forgiven.As it is with Chapter 7, the person who files for Chapter 11 must pay taxes, mortgages, car loans, and other such debts, and keep current on all. Once the payment schedule is approved, the debtor sets up payments to the court and the court pays the creditors in a timely manner.Chapter 11The third bankruptcy option, Chapter 11, tends to be used less often than the other two. That's because Chapter 11 is more complex than Chapter 7 and 13 and, often, more expensive. It also involves more risk. Chapter 11 tends to be utilized by corporations, allowing them to reorganize and negotiate with creditors concerning their debt. Sometimes individual business owners will use it if they owe too much debt to file for Chapter 13, but still feel the need to file.