Bankruptcy Law Firm FLa.

After having actually helped actually tens of hundreds of bankruptcy clients, our bankruptcy attorneys have the experience to discover the most effective remedy to your distinct financial difficulties, consisting of perhaps applying for personal bankruptcy under Chapter 7 or Chapter 13 of the USA Bankruptcy Code. If you are submitting insolvency in Ohio, we might have the ability to aid you:

  • Stop garnishments and also wage add-ons
  • Stop repossession of home
  • Stop repossession
  • Quit collection activities as well as claims
  • Obtain your utilities transformed back on
    We will certainly petition the bankruptcy court to discharge some, if not every one of your financial debts, or secure you to ensure that you can consolidate financial debts and also obtain a sensible strategy to pay them off.

Florida

Top Bankruptcy Lawyers

 Debt Consolidation Loans Florida in Florida Business lawyers and attorneys can advise you on how to properly structure your business, (be it through a sole proprietorship, partnership, joint venture, corporation), on how to deal with disputes that may have arisen during the course of your business operations, or on how to dissolve the business. With respect to the latter, it is worth mentioning that I have and am dealing with a number of business dissolutions here in Toronto (it may be the poor economic times?). There are a number of issues which come up which you may not realize (i.e. unless you're a lawyer and you are trained on and deal with these things regularly). Typically, these issues include:* Division of business assets.* Responsibility for business liabilities - particularly the lease, supplier agreements, employment agreements, and tax obligations.* Preparing the necessary paperwork (e.g. bookkeeping, taxes, government forms) to dissolve the business.* Ensuring compliance with the business' internal documents (e.g. partnership agreement, corporate by-laws and resolutions, shareholder agreements, and articles of incorporation, etc.).* Informing customers (both past and present), employees, and other stakeholders of what is happening with the business. At the end of the day, you will likely need a number of documents and agreements prepared by a business lawyer in order to help oversee the business dissolution. For example, you should have a lawyer explain the various options and then draft some type of dissolution agreement for all the parties to sign off on. Next, you may need your lawyer to draft and/or negotiate terminate and release of liability agreements for landlords and suppliers, etc. Finally, your lawyer may be called upon to prepare the government forms to submit in order to dissolve the corporation. Finally, if business partners take issue with and dispute the steps along the way towards dissolution, then lawyers may be also called upon to try to negotiate a settlement or resolve the issues through litigation.In any event, you should definitely consult a business lawyer before trying to do any of these things yourself. Doing so will save you time, money and aggravation in the long run and make sure that your rights are protected and your interests are advanced.Business lawyers and attorneys can also help you understand your legal rights and obligations with respect to your business. They can tell you if a particular course of action could be challenged by (1) breaching a private contract, (2) giving rise to a possible tort liability, and/or (3) violating a statute or regulation established by the government.Let's take the common example of establishing a restaurant business.To begin, there may be partners who want to invest money in the business. This calls for a partnership or corporation type of structure. There will need to be agreements that reflect the wishes of the partners; issues such as ownership, control and management, liabilities and indemnification, and dissolution all need to be addressed and included in such agreements (plus many other things).Next, there may be issues with vendors - i.e. the suppliers of labour, assets, inventory, and services. Take the case of the skilled labourer who has been hired to do a certain job in the kitchen (e.g. to install a dishwasher or stove). There should be a contract in place between the parties so that everyone is clear on what they bargained for. Also, these types of agreements are always resort to in cases of dispute. What happens, however, if the skilled labourer does a poor job and you know that the work is sub-par? Should you simply go ahead with what you've been provided or should you hire another skilled labourer to do a better job? Failing to do the latter could result in negligence claims should anyone get hurt as a result of the skilled labourer and your negligence in failing to take appropriate action. Finally, before you begin to operate, you need to obtain the necessary business licenses - such as a liquor license from the government agency responsible (e.g. Liquor Control Board) and a safety permit indicating that your establishment has passed minimum health and safety standards and can offer food to the public. What happens, however, if the relevant government agency refuses to provide you with such license - effectively keeping your business shut down? Well, in these situations, it is wise to consult with a business lawyer or attorney to find out what your rights are, what tests/criteria you need to establish in order to obtain the license, and then have your business lawyer make submissions and representations before the relevant board in an effort to convince them to grant you a license.

 

Florida Home Foreclosure Laws

 

Running a business or being involved in a corporation can be a very complicated and stressful experience. One component of this is the fact that there are numerous laws and legal restrictions you must abide by. Many of these regulations fall under the term "business law". By better understanding what business law entails you are better able to take measures for the legal advancement of your organization.The following are aspects of business that can fall under legal restrictions, making them important components of business law: Exporting and Importing: If you will be working with customs and international business law in the United States and throughout the world it is important you understand the legal restrictions surrounding this practice. Carrying products over land and sea: If you will be shipping or transporting good across the country it is important you are doing so with an understanding of how transfer laws can negatively and positively impact your methods. Distributing consumer goods: There are many laws surrounding who you may sell and market to depending on the specific products you manufacture. If you are not practicing with an awareness of these restrictions you could lose your business. Manufacturing consumer goods: Depending on your product there can be many laws determining what materials you use, how your goods must be made, and more. Hiring and employment practices: Employment law is strictly enforced; from non-discrimination in hiring to proper compensation for workplace injury, there are many factors of employment law that significantly influence your business. Operations of corporations: Because corporations are public entities they have a unique set of restrictions and obligations to follow from that of other business types. Partnerships and mergers: Partnerships and mergers require legally binding agreements to be reached by multiple parties, usually in the form of contractual decisions. If you are a business leader it is important you seek the assistance of a legal professional who will help you with the above endeavors while also helping you work towards your business goals and interests.

Areas We Serve in Florida

Boca Raton | Boynton Beach | Delray Beach | Lake Worth | Palm Beach Gardens | West Palm Beach | Atlantis | Belle Glade | Boca Raton | Boynton Beach | Delray Beach | Greenacres | Lake Worth | Pahokee | Palm Beach Gardens | Riviera Beach | South Bay | West Palm Beach | Westlake | Fort Pierce | Port St. Lucie | Towns | St. Lucie Village | Tradition | Fort Pierce North | Fort Pierce South | South Hutchinson Island | Indian River Estates | Lakewood Park | River Park | White City | St. Lucie County | Palm Beach County

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Bankruptcy Attorney | Chapter 13 & 11 Lawyers

After having actually assisted essentially tens of thousands of bankruptcy clients, our bankruptcy lawyers have the experience to locate the most effective service to your one-of-a-kind economic troubles, consisting of potentially applying for bankruptcy under Chapter 7 or Chapter 13 of the USA Personal Bankruptcy Code. If you are submitting insolvency in Ohio, we may have the ability to help you:

  • Stop garnishments and wage add-ons
  • Quit foreclosure of property
  • Stop repossession
  • Stop collection activities as well as lawsuits
  • Get your energies turned back on
    We will request the personal bankruptcy court to discharge some, if not every one of your financial debts, or safeguard you so that you can combine financial debts and obtain an affordable plan to pay them off.

Florida

Top Bankruptcy Lawyers

 Best Bankruptcy Attorney In Fla. in Florida On October 17, 2005 President Bush's sweeping bankruptcy reform law goes into effect forever changing the rules of debt collection in this natiion. Consumer advocates and the public appear to be completely unaware of the total and complete victory of the creditors under the new legislation. This article opens the door to the Trogan Horse so that consumers can prepare themselves for the worse.The most important aspect of the bankruptcy code was the "automatic stay" provision. This allowed consumers to file for bankruptcy at anytime during the creditor's collection process putting an immediate stop to all contact and collection activities from the creditor. The new law requires that a debtor receive credit counseling from an approved non-profit credit counseling agency for 180 days prior to filing Chapter 7 or Chapter 13 bankruptcy.While this may sound benevolent, a much closer look at the practical effect of this provision reveals the crafty peeling of the debtor's rights. The 180 day requirement is to provide the credit counseling agency the opportunity to work out payment plans with creditors. However, during this same period of time the creditor is not restrained from collection efforts. For example, Margaret is a homeowner in Jacksonville, Florida and is six months behind on her mortgage. As a rule, credit counseling agencies only work with credit card companies and have little or no training with dealing with mortgage companies.After receiving foreclosure papers, Margaret goes to see her attorney to file for bankruptcy and is told that she must first seek credit counseling before filing for bankruptcy protection. Meanwhile, the foreclosure proceeds on schedule and a sale date is set 120 days later. However, Margaret still has not completed her 180 day requirement. What will happen to Margaret's home? That's right! The home will be sold and she cannot stop the sale by filing bankruptcy.This is the most sweeping shift in debt collection in the past 50 years. Margaret's only hope will be to work out a repayment plan or a loan restructure with her mortgage company. This is a process called loss mitigation and is explained in great detail to consumers in our new book, How to Save Your Home, ISBN#09753754-0-7, $19.95, SYH University, LLC, 2005 which is sold at Amazon.com.Loss Mitigation works because lenders lose an average of $28,000 to $50,000 per foreclosure nationwide. It is a myth that the lender wants your home and makes a profit off of foreclosure. A lender has to pay attorney fees, court and collection costs, maintain fire insurance, hire a real estate professional, repair structural and other damage to the home, and pay property taxes. The homeowner can work out an agreement with the lender in over 90% of cases. Our company has provided housing counseling service to thousands of homeowners and loss mitigation absolutely works.In conclusion, it is up to the consumer to educate and prepare themselves for worse case scenarios. How to Save Your Home is an excellent training tool and will teach homeowners how to protect themselves under the new bankruptcy law. Most Americans do not have health or disability insurance and are vulnerable to job layoffs because of a stagnant economy. Who amongst us is immune to heart attacks, business failure, strokes, law suits, tax liens or other challenges that life sometimes presents. One pay check is literally what separates many families from home security and despair and the new bankruptcy law will severely punish those who slip behind on their mortgage payments.

Chapter 7 Bankruptcy Means Test Calculator

Selecting a divorce lawyer to handle your family law case is a very important decision. The following are a few important criteria to help in finding the right divorce lawyer.Experience and FocusAny divorce lawyer you consider should have substantial experience in handling divorce cases in your location. An experienced divorce lawyer will know the tendencies of the various judges in your jurisdiction and should be able to use this knowledge to your advantage. Additionally, that lawyer should practice primarily in the field of divorce law. Often people will hire a lawyer who practices primarily in some other area, thinking that any lawyer will do. However, divorce law is a very specialized field that requires particular skills and experience in order to have a likelihood of reaching a successful conclusion.Past Client TestimonialsPerhaps the best way to decide which divorce lawyer to use for your divorce case is to find out what former clients have to say about that lawyer. While divorce is never an enjoyable process, some divorce lawyers have more success at satisfying their clients than others. If you do not know someone who has been a client of that particular divorce lawyer, you should consider asking the lawyer for a list of clients that you can contact who can describe their experience with the lawyer. While client confidentiality is important, any good experienced divorce lawyer should have at least a few former clients who are willing to vouch for him or her. AccessibleWhen a client becomes dissatisfied with a divorce lawyer, one of the most common complaints is that they were unable to communicate with the lawyer. It is very important that your divorce lawyer be accessible and prompt in responding to your phone calls, emails, and requests for meetings. While you can ask the divorce lawyer about their office policy, this is another area where you can best evaluate the divorce lawyer by hearing what former clients have to say.If a former client of the lawyer tells you that they found it very difficult to contact the attorney, or that the lawyer either did not return calls or respond to emails or would take several days to do so, you should definitely avoid that lawyer. Divorce is an unpleasant and frustrating process under the best of circumstances. If you are unable to reach your divorce attorney, or at least someone on his or her staff, the frustration level can increase exponentially.FeesWhen you make your initial appointment with the divorce attorney, you should inquire about a consultation fee. Some lawyers do brief initial consultations for free, although most experienced divorce lawyers will charge between $100.00 and $200.00 as a consultation fee, or will charge their normal hourly rate.For example, I charge a flat $100.00 consultation fee with no additional hourly charges, regardless of the length of the meeting. Essentially, the consultation fee is to "weed out" those people who are not serious about the possibility of hiring me. Given that my normal hourly rate is $200.00/hour and the usual typical consultation takes about 90 minutes, the charge for my consultation is significantly discounted. Therefore, you shouldn't let a consultation fee scare you away from interviewing a particular lawyer.During the consultation it is vitally important that you have a candid discussion with the prospective divorce lawyer about fees and what you can expect. Typically, an experienced divorce lawyer will require the payment of a substantial retainer up front, against which that lawyer's hourly rate and expenses will be charged. You should find out what that lawyer's hourly rate is, what the up front retainer will be, whether any portion of the retainer is refundable if it is not exhausted, and how often you can expect to receive invoices that detail their hourly charges and expenses. You also will want to know how detailed the invoices are. Once again, this is another area where you can get excellent information from those people who have been clients of that divorce lawyer. ComfortableWhile all the above issues are important, there is one final question you should ask yourself before hiring a divorce lawyer. Are you comfortable with that lawyer and are you confident in his or her abilities? If the answer is anything other than a resounding "yes," you should keep looking. Your case is too important to entrust to someone who does not inspire your confidence.

Areas We Serve in Florida

oca Raton | Boynton Beach | Delray Beach | Lake Worth | Palm Beach Gardens | West Palm Beach | Atlantis | Belle Glade | Greenacres | Lake Worth | Pahokee | Palm Beach Gardens | Riviera Beach | South Bay | Westlake | Fort Pierce | Port St. Lucie | Towns | St. Lucie Village | Tradition | Fort Pierce North | Fort Pierce South | South Hutchinson Island | Indian River Estates | Lakewood Park | River Park | White City | St. Lucie County | Palm Beach County

More About Our Services

After having helped essentially 10s of hundreds of personal bankruptcy customers, our bankruptcy lawyers have the experience to discover the most effective solution to your one-of-a-kind monetary troubles, including potentially applying for bankruptcy under Chapter 7 or Chapter 13 of the USA Insolvency Code. If you are filing insolvency in Ohio, we might have the ability to assist you:

  • Stop garnishments and wage attachments
  • Quit foreclosure of residential property
  • Stop repossession
  • Quit collection actions as well as suits
  • Obtain your energies transformed back on
    We will certainly petition the personal bankruptcy court to discharge some, otherwise every one of your debts, or protect you so that you can consolidate financial debts and also obtain a sensible plan to pay them off.

Florida

New Bankruptcy Law Makes it Harder to Stop Foreclosure

 Chapter 11 Bankruptcy Lawyer in Florida Regardless of whether you're interested in clerking for a judge one day, becoming a litigator, or a transactional attorney, you should consider interning or externing (an externship is basically an internship but for school credits) for a judge before you graduate law school. One semester or summer with a judge will expose you to many different aspects of the law that law school simply can't teach you. It will be a tremendous learning experience that you'll be able to build upon going forward.So, how do you get a judicial internship? First, it's just like applying for any other job. You could talk to your school's Career Services Office to get information on which judges are looking for interns or you can even ask for a list of all the judges in certain areas. If not, you can simply use the Internet to find different judges and then mail your materials directly to them.Be sure to talk to other students or the Career Services Office to find out what materials you should send to the judge that you're interested in interning for. Usually, the initial submission will include your resume and a cover letter. If you get an interview, you should bring a writing sample and your transcripts just in case the judge or the law clerk needs it. But, it might be different for the judge you have in mind so check with others first.If you can, talk to other students about which judges they've interned for and what kind of work they had to complete. You'll want to find a judge who takes the time to talk with his/her interns and who lets the interns sit in on as many conferences, oral arguments, trials, etc. as possible. This will provide you with greater exposure to the practice of law. More importantly, however, a judge who takes the time to talk with the interns will provide you with invaluable information and knowledge that you can't find in your casebooks. The work you get as an intern will vary depending on the judge you're interning for. Different judicial benches result in different work. For example, if you intern for a Federal Magistrate Judge you might have to write a memo regarding a motion to join a third party. On the other hand, if you're interning for a Federal District Judge, you might have to work on a motion for summary judgment. Thus, the judge's bench will dictate what kind of work you get.Typically, you'll likely have to submit one major memo during an internship and one or two other smaller assignments dealing with more minor issues. If the judge allows it, you might even get a chance to write an opinion for the court. If you are so fortunate, you might want to consider using it as a writing sample for future employers.Day in and day out you'll be working with law clerks and the judge. The law clerk(s) will give you the assignments and will give you feedback on those assignments. Make sure that you pay close attention to any feedback that you get. The clerks are there to help you grow as an attorney and will give you advice/pointers on what you need to do to improve. You should never waste an opportunity to better yourself. In some cases, the feedback you get from the clerk will be nearly identical to the feedback you get from the judge (trust me, I've experienced it!).You'll also be seeing some of the best attorneys in your area as well as some of the worst attorneys in your area. The exposure to different lawyering will likely have a profound impact on you. Whether you plan on becoming a litigator or sitting behind a desk for the rest of your life, seeing good attorneys advocate for their clients will help you.Advocacy is an art that needs to be practiced, polished, and refined. It's the magic that sets some attorneys apart from others and helps those attorneys win their cases. Realistically speaking, you can't just go up to different attorneys at different law firms, government departments, etc., and ask them if they could share all of their advocacy secrets with you. But, you can at least get to see them practice their trade in court for free! A judicial internship provides a great opportunity to see or hear all of this.In addition, working for a judge exposes you to the kind of thought processes that go into deciding an issue one way or another. You're not going to be able to read the judge's mind by the end of the semester/summer, but you'll be able to start thinking about problems in a different light. The way you evaluate different sides and their respective arguments will change. You'll be able to cut out some of the unnecessary details in an argument and focus in on what the judge will likely consider to be important. These are things that you don't learn by simply going to your classes and reading your casebook. Instead, these are invaluable bits of knowledge that you learn along the way as a practicing attorney-to-be.Another reason to intern for a judge is that employers think highly of it. It's a way for an employer to see that you've been exposed to the courts, different proceedings, and writing assignments. These are all different areas of the practice of law that attorneys should be familiar with. Thus, having some experience before graduating will likely be considered beneficial by most, if not all, prospective employers. Of course it also helps if the judge puts in a good word for you as a reference! Last, if you're fortunate enough to work for a judge who regularly interacts with interns, you'll benefit from the knowledge and advice that the judge provides you. Depending on the judge, he/she will give you tips on how to write better, how to identify legal issues, or even how to interact with other interns and attorneys. Even better, if you're really fortunate, you'll get a detailed evaluation at the end of your internship where the judge will break down all of your work throughout the internship and will highlight areas that you need to improve. Just make sure you take it all in!At the end of the day, judicial internships or externships are great learning experiences for aspiring litigators or transactional attorneys. Working with judges and law clerks exposes you to different aspects of the law that can't be taught in law school. And, seeing attorneys actually arguing in court will help bring some arguments or cases you read to life. You'll be able to better understand what goes into deciding a legal issue and what kind of advocacy works best.Ultimately, a judicial internship provides a student with a great opportunity to witness the practice of law come to life.

Debt Consolidation Versus Bankruptcy

If you were wrongly injured in an accident, you can expect to file a claim for compensation coverage, either with your own insurance company, or with the negligent party's insurance carrier. You may even need to file a third party claim if more than one person was involved or responsible for your accident and subsequent injuries. Furthermore, it is possible that you will have to take your claim to trial if the insurance company is not willing to give a fair settlement after hours of frustrating negotiations.This is just the surface of everything an accident claim entails. All cases are different, and there are endless possible obstacles that can arise at any time during a claim, including rehabilitation, deadlines, creditor issues, bill payment, loss wages, and more. In order to manage a claim, recover the compensation you need, and rehabilitate from your injuries, you'll need an experienced personal injury lawyer. They provide direction and assistance in various ways, making them an invaluable part of your personal injury case. Continue reading to learn what a personal injury lawyer can do for you in one of the most frightening and distressing times of your life. A Lawyer's DutyThe general duty or purpose of an accident lawyer is to provide legal representation for physically or psychologically injured victims seeking compensation to cover their damages and losses that resulted from the accident and injuries. In most cases, a personal injury lawyer can negotiate a claim and settle out of court; but an experienced lawyer is always ready and willing to go to trial if necessary. Although all cases are different, the basic role of an accident lawyer doesn't change; however, the particular duties they carry out will change depending on the needs of the case.Here are some examples of the common duties of a personal injury lawyer:Gather Evidence - In the beginning, they will conduct a comprehensive investigation in order to gather all the evidence they can surrounding your claim. This includes police reports, witness statements, pictures, videos, and more. Once the client is medically stabilized, they can continue their investigation by collecting medical records, health reports, employment records, and more. This evidence will help build a case by verifying the details of the accident, documenting the progression of the damages, and establishing fault.Insurance Negotiations - Next, they will solicit an offer from the insurance company and continue negotiating with them until a full and fair offer is made. If the insurance company will not budge, then more drastic course of action is necessary. Trial - If the insurance company will not agree to a fair offer, the accident attorney will file a lawsuit and take the case to court or demand arbitration, or possibly even both. Once a lawsuit is file, the opposing party has 30 days to respond. Upon receiving all responses from all defending parties, the discovery proceedings can take place, which involves witness testimonies, expert testimonies, depositions, and more. Once the discovery proceedings are finished, a trial date is scheduled. This date can be right away or months down the line; it all depends on the current traffic of the courts.

Areas We Serve in Florida

oca Raton | Boynton Beach | Delray Beach | Lake Worth | Palm Beach Gardens | West Palm Beach | Atlantis | Belle Glade | Greenacres | Lake Worth | Pahokee | Palm Beach Gardens | Riviera Beach | South Bay | Westlake | Fort Pierce | Port St. Lucie | Towns | St. Lucie Village | Tradition | Fort Pierce North | Fort Pierce South | South Hutchinson Island | Indian River Estates | Lakewood Park | River Park | White City | St. Lucie County | Palm Beach County

More About Our Services