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Thinking about Personal bankruptcy?

Insolvency regulation permits borrowers, who are incapable or partly unable to pay exceptional debts, to free themselves of these financial obligations and also acquire a clean slate. Both federal as well as state legislations can affect a debtor looking for to apply for bankruptcy, and an attorney can assist you understand how state and also federal insolvency regulations put on you.

If you are dealing with high financial obligation, getting phone calls from financial institutions or debt collector, or encountering repossession, garnishment of wages, or repossession of property, applying for bankruptcy may supply you with solutions.

Personal bankruptcy attorneys offer legal guidance and also solutions during a financial dilemma. In total, there are six different sorts of personal bankruptcy. For persons looking for debt relief, one choice is Chapter 7 personal bankruptcy, which gives for liquidation of the debtor’s non-exempt assets. Another prominent choice for people is Chapter 13, which allows for management as well as reduction of financial obligation via layaway plan. Firms and also collaborations applying for personal bankruptcy frequently pick to file under Chapter 11, which provides for monitored reorganization of the company.

Experienced personal bankruptcy guidance can aid you examine whether you ought to seek a personal bankruptcy in addition to the Chapter under which to file. Personal bankruptcy attorneys can likewise help end pestering phone telephone calls from financial debt enthusiasts and also examine readily available legal choices when dealing with a house repossession.

Get help from a compassionate attorney who wrote the book on freedom from debt

Edward N. Port is an attorney with 24 years of experience in the practice of law, including working as a prosecutor and representing major credit companies. For the past 17 years, Ed Port has devoted his practice exclusively to helping consumers protect their assets, stop creditor harassment and find a way out of debt through solutions such as bankruptcy and loan modification. Navigating the rough waters of credit and debt can be treacherous. The Port Law Firm is YOUR port in the storm.

When you hire The Port Law Firm for help with your legal issue, attorney Ed Port will meet with you personally. Mr. Port oversees your case from beginning to end, and you can get in touch with him whenever you need him. You can expect that your case will go smoothly, with positive results and an outcome you can be happy with. Contact our West Palm Beach & Port St. Lucie bankruptcy lawyers for help with any of the following:

  • Get Free of Debt with Chapter 7 –Debtors who qualify for Chapter 7 can rid themselves of out-of-control credit card debt and mindboggling medical bills. With a thorough understanding of the Florida bankruptcy exemptions, The Port Law Firm can help you obtain a no-asset bankruptcy, meaning a comprehensive discharge of unsecured debt without having to sell off any of your property.
  • Adjust Your Bills in Chapter 13 – Consumers who do not qualify for Chapter 7, or who need help hanging on to a home, car or other important property, can benefit from a Chapter 13 debt adjustment. If you have a steady income, a Chapter 13 plan can reorganize your debts into a monthly payment you can afford and put you on a path to financial freedom in as little as three or five years.
  • Stop Foreclosure and Save Your Home – If you are falling behind on your mortgage payments, even if you are in default and foreclosure proceedings have already begun, our attorneys can stop a foreclosure in its tracks and work to find a solution that helps you keep your home, such as removing a second mortgage or obtaining a loan modification that results in a realistic payment you can afford. When keeping the house doesn’t make financial sense, we find a solution that lets you walk away from the home while keeping a foreclosure off your credit report.
  • Asset Protection – You work hard all your life to build a secure financial picture for your family and their future. Unfortunately, a lawsuit can come at you from any direction – an auto accident, business litigation, a slip and fall on your property – and can threaten to wipe out everything you have worked so hard to create. Our asset protection practice employs a variety of strategies tailored to meet your particular needs and circumstances.

Contact Our Experienced West Palm Beach & Port St. Lucie Bankruptcy Lawyers Today

Giving clients access to our attorney and staff are a priority for us at The Port Law Firm. Evening appointments are available as needed, and Spanish-speaking services are available for your convenience. We offer a free initial consultation along with a variety of payment options, including payment plans and low flat fees. Call us today at 561-721-1212 in West Palm Beach or 772-323-2320 in Port Saint Lucie to solve your credit problems and take control of your debt. We look forward to hearing from you and helping you to become debt free.

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Boca Raton | Boynton Beach | Delray Beach | Lake Worth | Palm Beach Gardens | West Palm Beach | Atlantis | Belle Glade | Greenacres | Lake Worth | Pahokee | Palm Beach Gardens | Riviera Beach | South Bay | Westlake | Fort Pierce | Port St. Lucie | Towns | St. Lucie Village | Tradition | Fort Pierce North | Fort Pierce South | South Hutchinson Island | Indian River Estates | Lakewood Park | River Park | White City | St. Lucie County | Palm Beach County

Transactional Communication

This morning a friend of mine introduced me to this term, transactional communication. I had never heard it before but after he explained it, many things really made sense. Essentially, it means that you have to talk on the same level as the person that your talking to. My brother-in-law, Michael, is an expert at this. If you haven't done so, read his blog. In particular, his article "Billy Blanks is Trying to Kill Me" connects to everyone who reads it. It is absolutely hilarious. Maybe the funniest thing that I've ever read. Anyway, this made me realize that my writing tends to appeal to people that are like me, but, with the internet, I'm not sure who the reader is. Therefore, even though I can be strong-willed, I going to change my ways. Communication is only possible when there's a connection. People connect in different ways to different groups, which means there is only one way to be effective. That's where transactional communication comes in. Take my other brother-in-law as example (My wife has really talented brothers). He is an awesome salesman. He is able to connect with anyone, and I mean anyone, instantly. He is able to find common ground no matter who it is. I don't think that I've ever been anywhere with him that he didn't know someone. It's really freaky. I realize now that if I'll get my ego out of the way and find out what's important to the other person, I'll make more connections. Additionally, if I'll listen with my eyes as well as ears, then, reciprocate with the same verbal language and body language, I will make more great first impressions. I know it's not about being someone other than myself, but it is about being my best self to the other person in the transaction. Try it for yourself and watch your positive transactions increase like never before.

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